7 Critical Steps To Go By If Your Identity Is Stolen
One of the notable issues that seems to be affecting millions of people is identity fraud. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
For starters, you will need to inform companies of the incident. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. Rememeber that these people can act really fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With the issue of account takeovers, it is easy for your card to get compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
As well, ensure that you file a report with the Federal Trade Commission. They deal with identity theft cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Just call the major bureaus and request them to do so. . discover more
Tightening Security on your accounts is also critical. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
You can also seek the guidance of an identity theft attorney.